Where to Buy Bitcoin and Crypto in the Netherlands

The Netherlands is a growing crypto market, with an estimated 5% of the population already invested in Bitcoin.

As a forward-thinking nation with a healthy appetite for cryptocurrencies, there are a number of ways to buy Bitcoin and crypto in the Netherlands! Let’s look at the legal status of crypto, the best ways to choose an exchange, and a list of the best crypto exchanges in NL.

Bitcoin & Cryptocurrency Trading in the Netherlands

700,000 Dutch people have already made an investment in BTC, and 20 cryptocurrency service providers are registered with the Dutch Central Bank. Of course, many overseas providers also cater to the Dutch market.

Which Cryptocurrencies Can be Bought in the Netherlands?

Dutch people have access to any and all cryptocurrencies on the market, limited only to the selection on the particular exchange or app they’re using to buy crypto.

No particular cryptocurrency is illegal or inaccessible within the Netherlands, according to current crypto regulations, and that is not expected to change as the Netherlands does not have particularly strict regulations.

How to Choose a Crypto Exchange

The main factors when choosing an exchange are whether it’s easy to use/appropriate for your skill and knowledge level, whether it’s secure, how much it costs to use, and the selection of fiat and cryptocurrencies available.

Here are the Best Exchanges to buy Crypto in the Netherlands

2 Bitpanda

Bitpanda is a crypto exchange based in Vienna, Austria with a selection of 20 different cryptocurrencies. The exchange, founded in 2014, uses a native token called BEST to reduce fees when users buy crypto with it. Otherwise, fees for BTC transactions start at 1.49%.

  • Ease of Use: Intermediate
  • Fiat Compatibility: EUR, USD, GBP, CHF and TRY
  • Fees: 1.49% or lower
  • Limits: ~$1,800 withdrawals for unverified users

3 Coinbase

Coinbase is a leading crypto exchange of the world’s largest exchanges for digital currency, with a user-friendly interface and 50 major cryptocurrencies on offer.

Users can deposit funds via wire transfer/private bank transfer among a variety of payment options, and credit card purchases are available. Coinbase also offers brokerage services and custody options for institutions. Transaction fees are relatively high.

  • Ease of Use: Easy
  • Fiat Compatibility: Dozens of currencies
  • Fees: 1.5% – 4% for fiat purchases, up to 0.5% for crypto trades
  • Limits: $25,000 daily for KYC verified users

4 eToro

eToro is one of the most popular cryptocurrency exchanges out there, with a wide range of cryptocurrencies available along with stocks and CFDs. Users can automate their trading to mimic that of other successful traders on the platform.

eToro users must deposit a minimum of $500 USD or equivalent currency before trading, and there is a thorough verification process to pass before making a Bitcoin purchase or trading between crypto & Bitcoin. The platform accepts 14 different fiat currencies, allowing you to convert cryptocurrency into euros.

  • Ease of Use: Intermediate
  • Fiat Compatibility: Dozens of supported currencies
  • Fees: 0.75% on BTC trades
  • Limits: $10,000 daily deposit

5 Paybis

Paybis is one of the biggest cryptocurrency marketplaces in the UK, and also caters to the Dutch market. It supports 10 cryptocurrencies including Bitcoin, Ethereum, Bitcoin Cash, and more.

Despite not having an extensive range of crypto assets on offer, the many fiat currencies and payment options such as bank deposit and credit card/debit card payment and wire transfer appeal to many traders.

  • Ease of Use: Very easy
  • Fiat Compatability: 47 fiat currencies
  • Fees: 1.5% or higher for card transactions
  • Limits: $20,000 USD per week, $50,000 per month. EUR bank transfers allow up to 200,000 EUR per week.

6 Coinmama

Coinmama supports a limited range of 8 crypto assets with options to transfer funds including wire transfer of common currency/fiat currency along with options like Apple Pay. Transaction fees are relatively high, starting at 3.9%, although users can reduce those fees by earning loyalty rewards through active trading.

  • Ease of Use: Intermediate
  • Fiat Compatibility: GBP, EUR, AUD, CAD, JPY, USD
  • Fees: Up to 3.9% for buys, up top 4% for sells
  • Limits: $15,000 USD daily

7 Kraken

Kraken is one of the most widely-used platforms for virtual cryptocurrency investing. While there is more of an intensive verification process than with some cryptocurrency marketplaces, the tradeoff is security and a solid reputation.

It’s suitable for beginners it offers trading pairs for over 40 current assets. A major flash crash in 2021 saw ETH and BTC price on the platform drop far lower than the fair market rate, resulting in lost funds and accidental cryptocurrency transactions and liquidations. This was due to a lack of supply of Bitcoin and Ethereum in the exchange’s personal wallet. However, all exchanges come with some small market risk or risk of loss due to market conditions, and overall the exchange has been highly popular and reliable over the years.

  • Crypto Assets: Very easy
  • Fiat Compatibility: EUR, GBP, JPY, CNY, USD
  • Fees: 0% – 0.16% taker fee, 0.1% – 0.26% maker fee, higher for credit card fees
  • Limits: $5,000 USD daily withdrawals for 30 days, then unlimited withdrawals (crypto)

8 Exmo

Exmo is a British crypto exchange with many fiat and crypto options. Users can transfer funds from their personal wallet if they already own crypto, or use a wire transfer and a huge range of payment methods (more than hundreds of platforms competing in the space).

The trading platform features a helpful news section to educate its users, along with a step-by-step guide for various aspects of the platform. Trading fees are relatively low for Bitcoin transactions and other actions on the platform.

  • Cryptocurrencies: 57
  • Fiat Currencies: USD, EUR, GBP, RUB, PLN, TRY, UAH, KZT
  • Deposit Methods: Exmo supports a range of payment methods including debit cards, Skrill, BanContact, QiWi, Payeer, MoneyPolo, and many more.
  • Fees: Trading fees start at 0.3% with reductions for higher sums.

9 Bitstamp

Bitstamp is a peer-to-peer exchange that supports five cryptocurrencies. Exchange transactions cost 0.25%, a relatively low sum, and KYC is only required for traders seeking to withdraw their funds as fiat currency. 

  • Ease of Use: Intermediate
  • Fiat Compatibility: USD, EUR, GBP
  • Fees: 0.25% for trades under $10 million
  • Limits: 2500 USD/EUR/GBP daily

Netherlands Crypto Exchange FAQs

Is Crypto legal in the Netherlands?

Yes, crypto is legal in the Netherlands, and crypto regulations have not yet been fully drafted. No strict regulations against crypto are expected at the time of writing.

Where can I buy Crypto with Debit Card?

You can buy crypto with a debit card and a variety of payment options on CryptoWallet!

Try the app out here!

What is the safest Cryptocurrency?

It’s not for us to say whether one cryptocurrency is safer than another. It’s important to assess the market risk when making an investment decision, as the loss of principal when crypto trading is typically permanent.

Ensure you’re buying at a fair market rate and using a reputable crypto exchange to avoid substantial risk when trading.

Do you pay tax when trading Bitcoin?

In the Netherlands, crypto is subject to capital gains tax as it’s considered a form of property at the time of writing.

How to buy Crypto in Amsterdam?

To buy crypto in Amsterdam, simply download the CryptoWallet app here!

Bitcoin Wallet App

To send Bitcoin, you simply need to copy the address or public key you’re sending money to and paste it into the recipient section.

This process is guided with on-screen instructions.

To open a Bitcoin wallet, simply download the app for Android or iOS below!

Download Our App Today and Get Started!
Bitcoin Wallet App