Best Coti Crypto Debit Card Alternative | 

Best Coti Crypto Debit Card Alternative

Crypto debit cards are the perfect bridge between Traditional Finance and Decentralized Finance. They allow you to spend your cryptocurrency just like you spend your fiat using a bank card. And they often come with great rewards!

The COTI card offers users a European IBAN and bank account as well as a crypto card. We’re going to take a look at the card and compare its features to the best alternative available.

About the Coti Crypto Debit Card

The Coti crypto debit card is part of the COTI Pay ecosystem, which allows users to buy, sell, and trade crypto. The mobile app lets you convert crypto to fiat and spend it using the COTI card. COTI is a Layer-2 payment option network built on the Ethereum blockchain. They offer business and consumer payment solutions and banking services. COTI aims to improve the awareness of cryptocurrencies.

Crypto debit cards are an excellent way to finally start spending your crypto earnings in your day-to-day life. The COTI crypto-friendly debit card lets you buy and spend four digital currencies, including Bitcoin and Ethereum. You’ll be able to convert them to fiat currency through the mobile app and load your fiat balance onto your card for spending.

Key Features of The Card

The COTI-branded VISA debit card allows you to spend your crypto by converting it to fiat money. You can exchange your crypto for fiat using the COTI Pay app. Users of COTI will have a personal IBAN and crypto-friendly bank account that lets them spend, receive, and transfer their funds—both fiat and crypto—easily.

How It Works

You can register for an account with COTI and download their app. Once you’ve completed the registration process, you can apply for a physical card. You’ll be able to use the virtual card in the meantime.

You’ll be able to add fiat currency to your COTI Pay Wallet and buy crypto through their platform.

Advantages of The Coti Crypto Debit Card

  • European IBAN and bank account
  • VISA crypto debit card
  • Physical and virtual debit cards
  • Mobile app
  • Prepaid card

Disadvantages of The Coti Crypto Debit Card

  • High fees
  • No cashback
  • Only available in Europe (EEA and United Kingdom).
  • Only supports 4 cryptocurrencies, including their own native token, COTI.

Coti Crypto Debit Card Fees

Fees can be quite high compared to other crypto and fiat cards in Europe. Usage fees begin at 0.7% per transaction, and this can reach as high as 4.5% for foreign transactions or when including conversion fees.

Some users have complained about being charged high gas fees for buying ETH or the native token, COTI (an ERC-20) token). There is a 1% transaction fee for sending crypto to another wallet. The card is free to order, but if you need to reorder it, additional cards are €9. 

Here is an overview of some of the costs involved:

  • Transaction costs and fees vary from 0.7% to 4.5%
  • Card reissuance fee €9
  • Foreign transaction fees 1.5% + 3% exchange fee
  • 1% withdrawal fees
  • No monthly fees

Where It Can Be Used

The COTI card is a VISA debit card and can be used anywhere VISA is accepted. This includes online, in-store, and at ATMs.

The Best Coti Crypto Debit Card Alternative

The best COTI crypto debit card alternative depends on your needs and preferences. Some users will prefer a card with greater rewards or lower fees. Others will prioritise having a wider range of cryptocurrencies supported. Rather than trying to find the ultimate card, it’s better to pick the one that suits your lifestyle the best.

While there is a range of different cards out there, we believe our card offers some great perks while being incredibly easy to use and set up. Allow us to showcase our crypto card and the features offered to explain the different options available and help you pick the perfect card for you.

About The Crypto Debit Card

The crypto debit card is an extremely user-friendly debit card that lets you spend your crypto wherever you are. It offers great rewards, low fees, and supports the top 5 cryptocurrencies by market cap.

Key Features of the Card

Our crypto card combines all the benefits of a crypto debit card with an easy-to-use mobile app and low fees to create an excellent card that can compete with any on the market today. Our platform offers an exchange where you can buy, sell, and trade crypto. Then using our mobile app or desktop site, you can easily convert it to fiat and start spending it instantly using the crypto card.

The card supports Ethereum (ETH), Bitcoin (BTC), Ripple (XRP), Litecoin (LTC), and Tether (USDT).

You’ll also receive cashback in the form of crypto for your purchases, making it a great option for spending your digital assets.

How It Works

Using our platform, you can buy and store crypto in the wallet. Then, when you want to spend using your crypto card, you can convert your funds instantly to fiat through our mobile app. You can spend your cash straight away using the card.

You can also convert your crypto in advance, and the card will use your fiat balance.

Key Differences Between The Two Cards

The key differences between the two cards include fees and rewards. offers some of the most competitive fees on the market. It also offers users crypto cashback. Every time you spend using the card, you’ll receive cashback in the form of cryptocurrency.

With COTI, fees vary and can be higher than with other cards. You also won’t receive any cashback on your purchases. However, users will receive a European IBAN and bank account, which can be helpful when transferring fiat money to buy crypto.

Advantages of The Crypto Debit Card

  • Cashback on purchases
  • MasterCard crypto debit card
  • Low fees
  • Physical and virtual cards
  • Mobile app
  • Supports thousands of cryptocurrencies

Disadvantages of The Crypto Debit Card

  • No IBAN or European bank account
  • No additional perks like subscription discounts Crypto Debit Card Fees

The exchange fees are much lower than COTIs fees, at 1.5% compared to 3%. Transferring from a wallet involves a fee of 0.5% for amounts over €100. Anything below incurs a fee of €0.50.

There are no monthly fees, and the card is free to order. Once you’ve ordered it, the card will be delivered to your home in a few working days.

Where It Can Be Used

The crypto MasterCard can be used anywhere Mastercard is accepted, online, in-store, or at an ATM.

CryptoCurrencies Supported

The card supports the top five cryptos by market cap, Ethereum (ETH), Bitcoin (BTC), Ripple (XRP), Litecoin (LTC), and Tether (USDT).

How to Get A Debit Card

To get a debit card, simply download the app. You can order your card directly from the app (for free!), and it will be delivered to your home.

You’ll need to complete identity verification as part of this process.

Key Takeaways

As you can see, crypto debit cards have various features to factor into your decision-making process. For users who want a more comprehensive range of benefits, there are cards available that incur a monthly fee but offer higher rewards. Costs will vary from platform to platform. It’s vital to look at the small print when choosing a card.

We invite you to look around at all the cards offered on the market today. With so many options, you’re sure to find the perfect match. If you’re looking for a streamlined, easy-to-use card with low fees and crypto cashback, we believe the debit card is the best choice for a COTI crypto debit card alternative.


Can I Use Crypto Card at ATM?

Absolutely. You can use a crypto card at ATMs worldwide. Most crypto cards are accepted anywhere that VISA and Mastercard are accepted.

Which Debit Cards Allow Crypto Purchases?

Debit cards that support “3D secure” allow crypto purchases. If you aren’t sure if your card supports 3D secure, please contact your card issuer or bank.

What Wallet Supports Coti?

There are several options for wallets that support COTI. You can store COTi in hardware wallets like Ledger and Trezor. You can also store it in any wallet that supports ERC-20 tokens. This includes TrustWallet, MataMask, and MyEtherWallet. The COTI Pay app and Viper Wallet also support storing COTI tokens.