Buy Ripple (XRP) with Credit Card or Debit Card

  • Best way to buy Ripple online and pay using your credit card, debit card, or bank account.
  • The cheapest way to buy Ripple (XRP) with low transparent fees and no hidden fees.
  • Buy and send Ripple instantly to any external wallet.
  • Spend Ripple anywhere with CryptoWallet.com Card - Just like fiat!

Ripple (XRP) Live Price Chart

How to Buy Ripple (XRP) Instantly

1
Sign Up
Create an account on CryptoWallet.com to buy Ripple and other assets.
2
Verify Your Identity
Verification is required to prevent identity theft or fraud.
3
Buy Ripple
Select Ripple or any other cryptocurrency you wish to purchase from the 800+ available assets.
4
Select a Payment Method
Choose your preferred payment method such as credit/debit cards, or SEPA bank transfers.
5

Check Your Crypto Wallet

That's It! Check your CryptoWallet.com XRP balance and start spending Ripple using your Crypto debit card. If you sent the asset to a different address, check the external Ripple wallet and enjoy your newly purchased cryptocurrency.
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Payment Methods to Buy Ripple (XRP)

Credit or Debit Card
Buying Ripple with a credit or a debit card is the most popular payment method when buying Ripple online. You can use your debit or credit card (Visa or MasterCard) to buy Ripple online instantly!
SEPA Bank Transfer
Looking for a fast and easy payment method in Europe? You can buy Ripple with SEPA transfer. CryptoWallet.com offers safe bank transfer options to buy XRP and over 100 other cryptocurrencies.

The Cheapest Way to Buy Ripple

Low Fees
The cheapest place to buy Ripple. Transparent fees with no hidden fees.
High Limits
High transaction limits up to 250k EUR per transaction
Buy Ripple Instantly
Extremely favourable rates when you buy Ripple (XRP)
Best Rates
Extremely favorable rates when you buy Ripple (XRP)
800+ Crypto Assets
Buy Ripple (XRP) along with hundreds of other crypto assets available for exchange
24/7 support
Dedicated customer support with a personal account manager

Spend Ripple Anywhere Just Like Cash

  • Spend Ripple directly from your wallet.
  • Free card order and free delivery.
  • 800+ cryptocurrencies supported.
  • NO Conversion fees and ZERO hidden fees.
  • Lowest transaction fees compared to any other crypto card.
  • Connect with Apple Pay or Google Pay.
  • Earn cashback in our $SPEND token on every purchase.
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Buy and Send Ripple to External Wallets

Experience the freedom to buy Ripple and send it to any external wallet of your choice with ease. To buy and send cryptos instantly, simply provide the external wallet address at the time of crypto purchase.

The Best Place to Buy Ripple Instantly

It is highly recommended to use a secure and reliable platform to buy XRP. Here are several reasons why CryptoWallet.com is the best place to buy Ripple instantly.

Buy Ripple with a Credit or Debit Card
Want to buy XRP instantly in your local currency? CryptoWallet.com is the best palace to buy Ripple with a credit or debit card.
No Hidden Fees
We offer one of the cheapest way to buy XRP instantly. Our fees are displayed on our calculator and we don't charge any extra fees
Safe and Secure
CryptoWallet.com is the safest place to buy Ripple. We prioritise the safety of your crypto assets, transactions, and personal information.
Fully Licensed and Regulated
CryptoWallet.com is fully licensed in Estonia and regulated by the FIU. Your Ripple transactions and XRP funds are fully protected.
Platform for Everybody
No prior knowledge of cryptocurrency and blockchain is required to get started.
Spend Ripple with Crypto Card
With our crypto debit card, you can buy Ripple and spend it directly from your XRP wallet, just like fiat money!
Experience the freedom to buy Ripple and send it to any external wallet of your choice with ease. To buy and send cryptos instantly, simply provide the external wallet address at the time of crypto purchase.

Buying Ripple Online FAQs

What is the best way to buy Ripple?

The best way to buy Ripple (XRP) instantly is by using a credit or debit card, as it offers convenience and accessibility. With just a few clicks, you can make instant online purchases and start building your crypto portfolio.

However, it's crucial to ensure the safety of your transactions and investments. That's why CryptoWallet.com emerges as one of the safest places to buy Ripple (XRP) online.

What is the best place to buy Ripple?

CryptoWallet.com is one of the most affordable and the best place to buy Ripple and crypto assets. We prioritize the security of your funds and personal information, with low transparent transaction fees, and no hidden fees, giving you a secure and seamless experience of buying Ripple instantly.

Can I buy Ripple (XRP) with a credit card?

Yes, you can buy Ripple (XRP) with a credit card on CryptoWallet.com. We make it easy for you with just 5 simple steps.

  • Sign up and create an account on CryptoWallet.com.
  • Complete the KYC process
  • Select Ripple (XRP) as the cryptocurrency you want to purchase.
  • Enter the desired amount of Ripple you wish to buy.
  • Proceed with the credit card payment, and your Ripple will be instantly credited to your CryptoWallet.com account or external Ripple wallet.

Additionally, we pride ourselves on offering one of the lowest fees in the market, ensuring that you get the most value out of your transactions. Our platform offers a trusted and reliable environment to buy Ripple and other assets and make them more accessible in your daily life.

Can I buy Ripple (XRP) with a debit card?

Yes, you can buy Ripple (XRP) with a debit card. CryptoWallet.com allows you to conveniently purchase Ripple using your debit card and hold them in your wallet. Additionally, you have the flexibility to send the purchased Ripple to any external wallet of your choice instantly. We pride ourselves on offering low and transparent fees, which can be easily calculated using our online calculator.

However, it's important to note that some banks may have policies in place that could block crypto-related transactions. In such cases, they may require additional personal confirmation before releasing the payment.

Can I buy Ripple with a bank transfer?

You can easily buy Ripple using SEPA transfers as the payment method. SEPA transfers allow for convenient and secure bank transfers within the European Union. To purchase XRP and other cryptocurrencies using SEPA transfers, follow these steps:

  • Create an account on CryptoWallet.com
  • Complete the KYC requirements.
  • Navigate to the "Buy" section of the platform
  • Select Ripple or any other assets you wish to purchase
  • Put your wallet address or your CryptoWallet.com to store your XRP
  • Check the fees and choose SEPA transfer as the payment method
  • Complete the transaction
  • Check your Ripple balance on your CryptoWallet.com account or external wallet.

Once the funds are available, you can spend them just like fiat currency using our Crypto Card.

Should I buy Ripple (XRP)?

Buying Ripple (XRP) indeed offers significant opportunities for both short-term and long-term gains. However, it's important to note that this response does not constitute financial advice.

Crypto markets are highly volatile, meaning prices can fluctuate rapidly and unpredictably. Investing in cryptocurrencies carries inherent risks, and it's crucial to conduct thorough research, assess your risk tolerance, and make informed decisions based on your own financial circumstances.

Is Ripple (XRP) a good investment?

Ripple (XRP) or any other cryptocurrencies can be considered as a potentially lucrative investment option, but it's important to be aware of the market's volatility and associated risks.

The crypto market has indeed experienced significant growth, with instances of short-term increases of up to 300%. However, it's important to note that the same market has also witnessed substantial crashes during the same period.

If you choose to invest in Ripple (XRP), it should be done at your own risk, and it's advisable to consult with a qualified financial professional.

Where to store your Ripple (XRP) holdings?

You can store Ripple (XRP) in your CryptoWallet.com account or in an external third-party wallet as preferred. When using a third-party solution, always take care that the wallet you’re using is compatible with your purchased version of Ripple (XRP), and take precautions to store the private keys needed to access your funds securely.

Can I use a prepaid card to buy Ripple?

Yes, you can use a prepaid card to purchase assets on our platform, as well as a credit/debit card or wire transfer. We’re gearing up to list thousands of cryptocurrencies, all linked to our flagship crypto card product!

Is there a fee when buying Ripple with a credit or debit card?

Yes, as with any purchase involving a credit or debit card, you’ll be charged a small fee when making a purchase on our platform. CryptoWallet.com charges a low transparent fee that is displayed on the calculator when you are buying Ripple with EUR or your local currency.

Once you’ve purchased crypto and you’re ready to spend it using our card, you can enjoy the lowest fees on the market for spending crypto.

Can I buy Ripple with the app?

Yes! You can buy Ripple as well as other assets through the mobile app that would be available on both Android and iOS devices. The app would be launching in October 2023.

Can I purchase Ripple (XRP) with Paypal?

At the moment, users can buy Ripple (XRP) with a bank card (Visa or MasterCard) or SEPA bank transfer. PayPal is not supported at this time.

Where to buy Ripple (XRP)?

You can buy Ripple (XRP) online on CryptoWallet.com! Simply enter the amount you want to buy and then complete your purchase with either a credit card, debit card, or wire transfer transaction.

However that are many other alternative ways to buy Ripple such as P2P platforms, trading platforms, and centralised and decentralised exchanges.

How quickly will I receive Ripple (XRP) after purchase?

You will receive Ripple (XRP) instantly after making a purchase on the platform. Your CryptoWallet.com account balance will update, and from there, you can store, transfer, and even spend your funds directly on anything you’d like!

Can I buy Ripple without KYC verification?

No. To comply with international law and to provide a safe, regulated environment for all of our customers to enjoy, users must pass KYC (Know-Your-Customer) identity verification before buying Ripple (XRP) and other digital assets on CryptoWallet.com.

Can I Buy and Send Ripple (XRP) to an External Wallet?

Yes, you can buy (XRP) and send it to an external wallet. During the process of purchasing Ripple (XRP), you will have the option to provide the address of the wallet where you want to transfer (XRP). Once you have completed the transaction, the Ripple will be sent to your specified external wallet.

What is Ripple (XRP)?

Ripple (XRP) is a cryptocurrency aimed at providing solutions to financial institutions like banks, among other use cases. Ripple allows transactions between cryptocurrency and fiat currency to be settled in real-time, solving major pain points in the industry and helping to bridge the gap between crypto and mainstream finance.

Ripple offers cryptocurrency solutions to banks. The purpose of Ripple is to provide quick transactions from one party to another. There are two key differences in Ripple & XRP that traders should be aware of. Ripple is the name of the company & the network that processes transactions from all around the world. XRP is the coin ticker used to exchange with other cryptocurrencies. 

Ripple acts as the middleman between two parties in a transaction. Ripple serves as a trustee in such an agreement & can quickly verify that the exchange went accordingly. Whenever traders make a transaction using the network, then a small amount of XRP is taken as a fee. As of November 2021, this transaction fee was $0.0002, a tiny fraction when compared with other networks. Ripple counts some major financial services & big banks as its customers, including Santander USA & the Canadian Imperial Bank of Commerce. 

As mentioned before, XRP is the coin ticker and cryptocurrency that runs on the XRP Ledger network. Traders can use the XRP coin ticker to invest, to trade with other crypto-currencies, or make financial transactions on the Ripple Network. Read more to learn how to buy Ripple XRP and where can I buy Ripple.

XRP Ledger

The XRP Ledger is a decentralized blockchain platform and digital payment protocol created by Ripple. It operates using the XRP cryptocurrency and features a unique consensus mechanism that doesn’t rely on mining. Known for its speed and scalability, it can process transactions rapidly and is suitable for real-time financial applications. 

Unlike many other blockchains, all XRP tokens were created initially, and their supply is controlled by Ripple. The ledger balances decentralization and security and supports smart contracts. Additionally, XRP serves as a bridge currency for cross-border payments and currency exchange, making it appealing to the financial industry.

The XRP Ledger was the first blockchain to allow the tokenization of assets, back in 2012. With USD, EUR, CNY, JPY, GBP, CAD, MXN, KRW over the years.

History of Ripple

Ripple, a fintech company with roots dating back to 2004, has played a significant role in the development of blockchain-based solutions for the financial industry. Originally founded as OpenCoin, its mission was to create a decentralized digital currency system that enabled direct transfers between parties. In 2012, the company rebranded as Ripple Labs and embarked on the creation of the Ripple Transaction Protocol (RTXP) and the introduction of XRP, its native digital asset.

However, Ripple’s journey was marked by legal challenges, particularly regarding the classification of XRP as a security by the U.S. Securities and Exchange Commission (SEC). 

Despite these legal obstacles, Ripple Labs continues to expand and develop its technology, with plans for an initial public offering (IPO) announced in December 2020. The outcome of the SEC lawsuit holds significant implications not only for Ripple but also for the broader cryptocurrency industry in the United States.

Ripple Lawsuit

In December 2020, the US Securities and Exchange Commission (SEC) filed a lawsuit against Ripple Labs and two of its executives. The SEC claimed that Ripple Labs traded $1.3 billion in the XRP coin as security without registering it with the SEC. This is against SEC regulations. Under SEC regulations, securities must be registered with the commission and they must disclose some financial details about their company to the public.

On July 13, 2023, the court found that XRP (and thus cryptocurrency) was not a security when sold to the public on an exchange, but it is when sold to institutional investors. This legal ruling has brought little clarity to XRP’s regulatory status, however, the case continues.

Where Can I Buy Ripple?

You can purchase Ripple (XRP) through various secure cryptocurrency exchanges, including CryptoWallet.com.

CryptoWallet.com is a user-friendly platform that offers a hassle-free way to buy Ripple. With its straightforward interface, it’s an excellent choice for both beginners and experienced cryptocurrency enthusiasts. You can instantly acquire XRP and even use it with a CryptoWallet.com card for spending, adding convenience to your cryptocurrency experience.

While CryptoWallet.com is a user-friendly option, there are other well-known cryptocurrency exchanges where you can buy Ripple. However, it’s important to note that some of these exchanges (for example Binance and Coinbase), may have more complex user interfaces, making them better suited for users with prior experience in trading digital assets.

How to Buy Ripple XRP?

Buy Ripple with a Credit Card:

  1. Visit the buy/sell section on CryptoWallet.com.
  2. Select the amount of Ripple (XRP) you want to purchase.
  3. Choose whether you want to add Ripple to your CryptoWallet.com account or send it to an external address.
  4. Provide your credit card details for payment.
  5. Complete the payment process.
  6. Check your wallet balance for the acquired Ripple.

Buy Ripple with a Debit Card:

  1. Go to the buy/sell section on CryptoWallet.com.
  2. Specify the amount of Ripple (XRP) you wish to buy.
  3. Decide whether to add Ripple to your CryptoWallet.com account or send it externally.
  4. Enter your debit card details for payment.
  5. Finalize the payment process.
  6. Verify your wallet balance to confirm the Ripple purchase.

Buy XRP with SEPA Bank Transfer (EEA and UK only):

  1. Select the desired amount of Ripple XRP for purchase.
  2. Choose SEPA transfer as your payment method.
  3. Transfer the specified amount to the provided bank account.
  4. Your Ripple will be credited to your wallet within 24 hours.

CryptoWallet.com is recommended for its user-friendly platform, making it easy to buy XRP with credit cards, debit cards, or SEPA bank transfers. Be sure to use a secure and reputable exchange when buying cryptocurrencies, and follow the provided instructions for a smooth transaction.

Should I buy XRP crypto?

Ripple is a project with a lot of great potential. It was the first project to integrate with traditional banking systems and it is expected to serve a wider market including crypto and non-crypto users.

Due to the volatile nature of XRP and other cryptocurrencies, it is difficult to tell if it’s worth buying into or not. However, when it comes to investing in digital tokens, you need to consider some factors like Carefully researching the token to determine how many users it has, what problem it solves, the quality of the tech and team behind the crypto asset and the currency’s price performance to date.

However, XRP is still seen as a good coin to invest in by many crypto investors. This is because It still ranks as one of today’s top cryptocurrencies based on market capitalization. This shows that there is a lot of investment interest in it.

Since the Ripple team owns about $60 billion worth of XRP, they control more than half of their total supply. As a result, XRP prices could rise or fall based on the company’s decisions. For example, the team can choose to sell XRP tokens into the market, making the coin’s price reduce.

Ripple Use Cases

One of the primary use cases of Ripple is to transfer currencies, or commodities such as oil and gold, over the Ripple network instantly. Many users and investors also buy Ripple as a speculative investment or short-term trade.

Faster Transactions

Ripple has strongly stated its intention in the past for XRP is to create a cryptocurrency for banks and payment networks. Using XRP, these institutions will be able to make use of faster transaction times for use with cash switch systems and forex exchange. 

The primary goal of XRP and Ripple is not for the consumer of goods and services. Ripple wants to structure a network that can send transfers in real-time, at a cheaper price and with greater transparency, unlike present-day switch price methods such as SWIFT. XRP transactions are established in seconds with little cost to the user whereas in other cryptocurrencies (such as Bitcoin), transactions can take many minutes with excessive transaction costs. It is Ripple’s intention to establish fast transactions across borders for large financial institutions. 

In comparison to the average cryptocurrency, which can take anywhere from 2 to 10 minutes to approve and carry out a transaction, XRP can process 1500 transactions per second with an average approval time of 3 to 5 seconds. This puts XRP well ahead of the rest in terms of speed and at a near-instant transaction time. 

Secure Payments

More than 100 financial institutions have joined the Ripple Network with the biggest three banks based in China with a total of almost 11 billion US dollars in their vaults. As Ripple continues to gain more partners such as JPMorgan Chase in the US and HSBC in the UK, the future is looking promising for the company and XRP. 

Ripple is able to carry out these transactions through its xCurrent software. According to their white paper, xCurrent will smash outdated, slow, and costly transactions between financial institutions, their customers, and all in between.

Decentralised Finance

XRP has many advantages to being decentralised. One major factor is that centralised finance does not come will a guarantee. Transactions can be undependable, and money cannot be tracked because of the number of intermediaries involved.

When decentralized, transactions are guaranteed, happen in real-time and are standardised across the board. These perks have the real potential to replace the traditional role of financial systems and revolutionize these systems for the modern world. XRP has the advantage of being one of the first to do this, making it an exciting tool for the future.