Top 9 Best Ripple (XRP) Wallets In 2024 | 
Best Ripple (XRP) Wallets In 2024
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Best Ripple (XRP) Wallets In 2024

In the rapidly evolving world of cryptocurrency, safeguarding your digital assets is of paramount importance, and choosing the right Ripple wallet is a critical decision every crypto holder must make. Welcome to our comprehensive guide on the best XRP wallets, where we unravel the intricacies of Ripple wallets and explore top-notch options, ranging from hardware to software wallet solutions.

As easy as it sounds, choosing the best Ripple wallet can be quite challenging, with numerous options, each boasting distinctive features. This review explores some of the best XRP wallets catering to different needs and requirements.

Quick Summary

Here is the best XRP Wallet

  • (Best for Spending): The best XRP wallet to spend Ripple. With the card, users can spend over 800 crypto directly from their wallet. With real-time conversion and low transaction fees, it provides an efficient solution for those keen on actively using their XRP holdings.
  • Trezor Model T (Best Hardware Wallet for Long-Term Storage): When it comes to long-term storage, the Trezor Model T stands out as the epitome of security. It offers the safest way to hold XRP funds offline. Additionally, Trezor can connect with third-party wallets supporting XRP, adding to its versatility.
  • Ledger Nano X (Best Hardware Wallet for Mobile): For users seeking flexibility and convenience, the Ledger Nano X takes the spotlight. As a hardware wallet with Bluetooth connectivity, users can store and manage XRP directly from their mobile devices using the Ledger Live app. This unique feature maintains a high level of security while offering enhanced accessibility.
  • XUMM (Best Mobile XRP Wallet): Exclusively designed for Ripple Ledger, XUMM takes the crown as the best mobile XRP wallet. Beyond its secure storage capabilities, XUMM supports fiat payments and seamlessly connects with xAPPS, providing users with a comprehensive mobile experience for managing their XRP assets.
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In this guide, we will explain what is XRP wallet and highlight a diverse selection of the best XRP wallets, each catering to specific needs – from hot XRP wallets for active spending to cold Ripple wallets for long-term storage. As you navigate the world of Ripple wallets, these recommendations ensure you have the tools to make informed choices based on your unique preferences.

Read More: Best Crypto Wallets

What is Ripple (XRP)?

Ripple (XRP) is a digital payment protocol and cryptocurrency that aims to enable fast and cost-effective cross-border transactions. Ripple Labs, the company behind the development of Ripple, designed it to be a real-time gross settlement system (RTGS), currency exchange, and remittance network. 

Ripple is designed to be interoperable with existing financial systems. Ripple aims to process transactions quickly, with the ability to settle payments in a matter of seconds. Additionally, it seeks to offer lower transaction fees compared to traditional cross-border payment systems.

XRP is the native cryptocurrency of the Ripple network. It can be used as a bridge currency in transactions, providing liquidity and facilitating the transfer of value between different fiat currencies. 

What is XRP Wallet?

An XRP wallet is a digital wallet that allows you to store, manage, and transfer your XRP tokens. 

A Ripple wallet functions similarly to a physical wallet holding cash or a digital wallet for traditional currencies. Like a traditional bank account, every XRP wallet has a public key (account number) and a private key (password). These keys are cryptographic strings of letters and numbers that ensure the security and integrity of your XRP wallet.

Types of XRP Wallet

There are several types of Ripple wallets available, each with its own set of features and security considerations. 

Cold Wallet for XRP

Hardware Wallets: These physical devices store XRP offline, making it less vulnerable to hacking attempts and other security breaches. Cold XRP wallets are generally considered to be more secure than hot wallets, which are connected to the internet and therefore more susceptible to cyber-attacks. 

If you plan to hold your XRP tokens for a long time without spending them, then a cold Ripple wallet is a good option for safe and secure storage of your Ripple (XRP). Some of the best cold wallets for XRP include the Trezor Model T and Ledger Nano X.

Paper Wallets: Physical or printable documents that contain the public and private keys for an XRP address. Paper wallets are a form of cold storage and should be kept secure.

Read more: The Best Hardware Wallets of 2024

Hot Wallet for XRP

Hot wallets are online and easily accessible, making them convenient for everyday transactions and trading. They are suitable for users who require frequent access to their funds. Here are different types of hot wallets.

Desktop Wallets: Software applications that you install on your computer. Examples include the official Ripple Desktop Wallet and third-party wallets like Exodus.

Mobile Wallets: These are Ripple Wallet Apps designed for smartphones. Some of the best XRP wallets include Toast Wallet, Trust Wallet, and XUMM – which are available on both Android and iOS.

Online Wallets: These are Web-based XRP wallets that you can access through a browser. While convenient, online wallets may have potential security risks. Examples include Binance or

Some cryptocurrency exchanges provide wallets for users to store their XRP. These online XRP wallets are generally perfect for daily use and trading purposes. offers Ripple wallets where you can easily manage and store your XRP. The biggest advantage of choosing is that you can spend your Ripple (XRP) with our Crypto Card anywhere you want, just like traditional money!

Other popular exchanges, like Binance Wallets and Coinbase Wallets, are also ideal choices for trading and spending purposes.

9 Best XRP Wallet Reviewed

Here are the best XRP wallets of 2024 detailing their features and advantages: is an all-in-one crypto banking solution that offers multi-currency crypto wallet, crypto card, bank accounts (IBAN), crypto exchange, and 24/7 customer support available on IOS & Android. This multi-currency wallet lets users store, trade, and even spend XRP. 

best crypto wallet is the best XRP wallet if you want to spend Ripple for daily transactions. Users can instantly open an XRP wallet and receive Ripple using the address. Users also has the ability to open multiple XRP wallets within the same account, along with 800+ crypto assets. 

You can spend also your XRP directly from your Ripple wallet with a card online or in stores. The built-in exchange allows you to buy and sell popular cryptocurrencies including Ripple, Litecoin, Bitcoin, Ethereum, and Tether, and supports the Euro (EUR) and USD.

Users have 24/7 customer support. Security features include two-factor authentication (2FA) and multi-sig.

  • Type of wallet: Web and Mobile
  • Purchase cost: Free
  • Own exchange incorporated: Yes
  • Ease of Use: Very easy
  • Pros 👍
    The best XRP wallet to spend Ripple. With the card, users can spend over 800 crypto directly from their wallet. With real-time conversion and low transaction fees, it provides an efficient solution for those keen on actively using their XRP holdings.
  • Cons 👎
    As a custodial exchange wallet, has access to the private keys used to transfer funds. Some users prefer to have sole access to their funds. However,’s custodial solution makes the additional banking services and features possible.

Ledger Nano X

The Ledger Nano X is a hardware wallet that supports XRP and other cryptocurrencies. It is a secure and user-friendly device that allows you to store your digital assets offline, making it less vulnerable to hacking attempts and other security breaches. The device is equipped with a Bluetooth connection, which enables you to manage your XRP tokens on the go using the Ledger Live app 1.

The Ledger Nano X features a user-friendly interface and is relatively easy to set up and use. It has buttons on the device for navigation and confirmation of transactions.

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One notable feature of the Ledger Nano X is its Bluetooth connectivity, allowing you to connect it to mobile devices (smartphones or tablets) through the Ledger Live mobile app. This feature allows you to manage XRP on the go and enhances the device’s flexibility and portability.

  • Type of wallet: Hardware
  • Purchase cost: €149
  • In-built Crypto Exchange: Yes (via Partners)
  • Ease of Use: Easy
  • Pros 👍
    The Ledger Nano X is one of the best Ripple wallet which is security-focused, keeping funds offline in “cold storage.” This method makes it very difficult for hackers to remotely access your XRP funds.

    As a hardware wallet, the Ledger Nano X stores your private keys offline. This means that your XRP remains secure even when the device is not connected to a computer or the internet, reducing the risk of online attacks.
  • Cons 👎
    Hardware wallets are relatively expensive, and the setup process is more complicated than with web or mobile wallets. Often, the process of transferring currencies takes more time than with online wallets, making hardware solutions unsuitable for quick trading.

Trezor Model T

Trezor Model T is a hardware wallet that supports a range of crypto, including XRP. The device is equipped with a 1.54-inch touchscreen and comes with a USB-C charger for compatibility. To access the wallet, users are provided with a 12-word phrase through the Shamir Backup feature.

The Trezor Model T is the best XRP wallet, designed to provide secure storage for your XRP and other supported cryptocurrencies. It stores private keys offline, minimizing the risk of online hacking attempts or unauthorized access.

trezor hardware wallet review

Trezor provides its own official wallet software (Trezor Wallet) that you can use to manage your XRP. The Trezor Wallet interface allows you to send, receive, and manage your XRP securely.

However, the Trezor Model T is also compatible with various wallet software that supports XRP. You will need to use the Trezor Wallet software or compatible third-party wallets to manage your XRP holdings.

Please note that Trezor Model One does not support XRP 1. However, you can use other cold Ripple wallets like Ledger Nano X or Trezor Model T to store your XRP tokens securely 3. Read the full Trezor hardware wallet review.

  • Type of wallet: Hardware
  • Purchase cost: €179
  • In-built Crypto Exchange: Yes (via Partners)
  • Ease of Use: Easy
  • Pros 👍
    It is the best XRP wallet for long-term storage. Storing funds offline adds a layer of security between hackers and funds, reducing the security risk of holding funds.

    A distinctive aspect of the Trezor Model T includes a staking mechanism, allowing users to stake their assets and generate passive income.
  • Cons 👎
    If you lose or destroy the wallet, you’ll need to have your recovery phrase stored safely for the recovery option, otherwise all funds will be lost. Trezor is not the best XRP wallet if you want to spend Ripples daily for trading and transactions.

    It doesn’t necessarily have a simple interface compared to most “hot wallets” or online software wallets, and beginners may find navigating it to be a confusing process.

XUMM Wallet

XUMM is a mobile wallet for the XRP Ledger that allows you to interact with the XRP Ledger and third-party tools while keeping your keys super safe. It is a platform that offers unique features such as generating and managing multiple XRP Ledger accounts and storing XRP tokens 1.

Xumm was built by XRPL Labs, a company that Ripple invested in to continue building apps that showcase the power of the XRP Ledger 2. Xumm is an XRP wallet app for users to send and receive XRP funds, track transactions, check Ripple balances and access a diverse collection of xApps by developers and app users.

best Ripple wallet

XUMM’s unique feature set allows users to interact with tools and applications developed by other creators directly from Xaman. This creates a dynamic ecosystem where users can explore a diverse collection of xApps crafted by third-party developers, unlocking additional features of the XRP Ledger. With XUMM, the XRP experience extends beyond basic storage, opening up a realm of possibilities through seamless integration with a variety of innovative tools and applications.

XUMM is available as a mobile app on both Android and iOS platforms. You can download the app from the respective app stores and follow the instructions to set up your XUMM wallet. XUMM is a non-custodial wallet, meaning that users have full control over their private keys. This gives users the ability to manage and control their XRP holdings independently.

The XRP wallet supports multi-signature functionality, allowing users to set up additional layers of security by requiring multiple private keys to authorize transactions.

  • Type of wallet: Mobile
  • Purchase cost: Free
  • In-built Crypto Exchange: No
  • Ease of Use: Easy
  • Pros 👍
    XUMM is the best mobile XRP wallet which is specifically built for the XRP Ledger, providing users with direct access to the features and capabilities of the XRP Ledger.

    The wallet may offer additional features, such as the ability to add memos to transactions and integrate with decentralized finance (DeFi) platforms on the XRP Ledger.
  • Cons 👎
    XUMM is specifically designed for the XRP Ledger, and its primary focus is on XRP. If you’re looking to manage a diverse portfolio of cryptocurrencies, you may find other crypto wallets that offer broader support.

Trust Wallet

Trust Wallet is a mobile wallet that supports a variety of cryptocurrencies, including XRP (Ripple). Trust Wallet is known for its user-friendly interface and is available as a mobile app for both iOS and Android devices. 

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Trust Wallet allows you to store, send, and receive XRP 1 along with 6000 other crypto curroncies. Trust Wallet also allows you to access thousands of Web3 dApps, swap tokens, play games, earn rewards, and more.

Trust Wallet is a non-custodial wallet, meaning users have control over their private keys. This enhances security by allowing users to manage their own funds. Trust Wallet also provides access to decentralized exchanges (DEX), allowing users to trade their XRP for other cryptocurrencies directly within the app.

  • Type of wallet: Mobile
  • Purchase cost: Free
  • In-built Crypto Exchange: Yes (DEX)
  • Ease of Use: Easy
  • Pros 👍
    Trust wallet is the best XRP wallet for iPhone. In addition to XRP, Trust Wallet supports various tokens issued on different blockchains, making it suitable for users participating in token sales or airdrops.
  • Cons 👎
    Trust Wallet is primarily a mobile wallet. If you prefer managing your cryptocurrency portfolio on a desktop platform, this could be a limitation.


Exodus is considered the best XRP wallet for desktops. However, Exodus is available for both desktop (Windows, macOS, Linux) and mobile (iOS, Android) platforms, providing users with flexibility in managing their portfolios.

One of the most notable features is that users can sync their Exodus mobile wallet with the desktop version, providing a seamless experience for managing their cryptocurrency portfolio on different devices.

best desktop wallet

Exodus is a multi-cryptocurrency wallet that allows you to store, manage, and exchange your digital assets 1. You can use Exodus to store XRP and other cryptocurrencies, as well as to trade them with other users. 

Exodus includes a built-in exchange feature that allows users to trade cryptocurrencies directly within the wallet. Users can exchange XRP for other supported cryptocurrencies without leaving the application.

  • Type of wallet: Desktop and Mobile
  • Purchase cost: Free
  • In-built Crypto Exchange: Yes
  • Ease of Use: Easy
  • Pros 👍
    Exodus is a great crypto wallet to manage Ripple (XRP). Exodus is known for its user-friendly interface, making it accessible to both beginners and experienced users. The wallet provides a visually appealing and intuitive experience.
  • Cons 👎
    While Exodus supports a decent range of cryptocurrencies, it may not have the extensive selection found in some other wallets.

    Exodus is primarily designed as a wallet for storing and managing cryptocurrencies. It may not provide direct access to features specific to the XRP Ledger, such as decentralized exchange functionalities or advanced XRP-specific features.


GateHub is a web wallet launched in 2014, exclusively built on XRP Ledger protocol 1. but later expanding to other cryptocurrencies. GateHub has a specific focus on XRP and is recognized as one of the prominent wallets for managing and trading XRP.

You can use GateHub to store XRP and other cryptocurrencies, as well as to trade them with other users. GateHub also enables users to deposit and withdraw funds in various fiat currencies. This can be advantageous for users looking to convert between XRP and other cryptocurrencies with fiat.

  • Type of wallet: Web
  • Purchase cost: Free
  • In-built Crypto Exchange: Yes
  • Ease of Use: Easy
  • Pros 👍
    GateHub has a specific focus on XRP and is recognized as one of the prominent wallets for managing and trading XRP.

    GateHub’s built-in exchange supports fiat currencies as well as crypto, unlike most wallet exchanges. The wallet was originally built for XRP specifically but expanded to support 7 other cryptos.
  • Cons 👎
    In the past, GateHub experienced a security incident in which a number of user accounts were compromised. While security measures have likely been improved since then, users should always stay informed about the platform’s security practices.

Atomic Wallet

Atomic Wallet is a cryptocurrency wallet that supports a wide range of digital assets, including XRP (Ripple), allowing users to manage multiple digital assets within a single wallet. This XRP wallet is designed to have a user-friendly interface, making it accessible to users with various levels of experience in the cryptocurrency space.

atomic wallet banner

Atomic wallet features atomic swap functionality, allowing users to exchange one cryptocurrency for another directly within the wallet without the need for an intermediary. The Wallet also supports staking for certain cryptocurrencies, providing users with an opportunity to earn passive income by participating in blockchain networks.

Atomic Wallet is available for various operating systems, including Windows, macOS, Linux, Android, and iOS, offering users flexibility in managing their portfolios across different devices.

  • Type of wallet: Mobile and Desktop
  • Purchase cost: Free
  • In-built Crypto Exchange: Yes (atomic swaps)
  • Ease of Use: Easy
  • Pros 👍
    One of the best XRP wallet that where users can store hundreds of different digital assets and trade them using atomic swaps or on-chain swaps within the app.
  • Cons 👎
    Some functionalities, such as the atomic swap feature, may rely on third-party services. Users should be cautious and stay informed about the security of these integrations.

    The wallet doesn’t come with any additional services such as banking services, nor does it support fiat currencies, making its use limited to the crypto markets only. There’s no customer support or 2-factor authentication security.


Coinomi is a versatile XRP wallet suitable for investors who manage a diverse portfolio of cryptocurrencies. The appeal lies in its compatibility with over 125 blockchains, including popular ones like Bitcoin, Ethereum, Litecoin, Zcash, Tron, and Binance Smart Chain. 

Coinomi stands out as a multi-device wallet, available both as a mobile app and desktop software. It supports various operating systems, including iOS, Android, Windows, Mac, and Linux. All supported wallet types are non-custodial, ensuring that Coinomi never has access to the private keys. Additionally, Coinomi serves as an effective tool for keeping track of market prices.

  • Type of wallet: Mobile and Desktop
  • Purchase cost: Free
  • In-built Crypto Exchange: Yes (atomic swaps)
  • Ease of Use: Easy
  • Pros 👍
    Coinomi provides an anonymous crypto wallet, offering users privacy and security in managing their digital assets. The wallet is accessible on both desktops and mobile devices, providing flexibility and convenience for users across different platforms.

    Coinomi is an established wallet provider with a track record, having been launched in 2014. With support for 125 blockchains, including XRP, Coinomi accommodates a wide range of cryptocurrencies, enabling users to manage diverse portfolios in a single wallet.

What Is The Best App to Buy Ripple?

There are several cryptocurrency exchanges that let you buy Ripple (XRP) using their mobile apps or web platforms. These include Binance, Huobi Global, and These mobile apps can vary in complexity so if you’re a beginner or novice, it’s important to find an app that makes buying and trading Ripple tokens simple.

It’s important to note that many of these exchanges and apps currently do not support buying Ripple in the United States in response to an ongoing investigation by the SEC. The best cryptocurrency exchange for Ripple will be one that supports XRP tokens in your area. 

Some platforms, like Exodus, offer a crypto-only mobile app that supports buying XRP tokens. This means you’ll need to trade another cryptocurrency for Ripple tokens. You cannot use fiat money to buy any cryptocurrency on these exchanges. 

Using you can buy XRP wherever you are using a credit or debit card. Our platform makes it easy to trade XRP with other cryptocurrencies like BTC, LTC, ETH and USDT. 

The Ripple wallet is integrated with the platform which means you won’t have to worry about keys or transferring funds out of the exchange to another wallet. For these reasons, we believe’s buy/sell feature is one of the best options to buy Ripple tokens.

Bottom Line: What is the Best XRP Wallet?

Choosing the best Ripple (XRP) wallet involves considering individual preferences, security needs, and specific use cases. Among the variety of available wallets, users can make informed decisions based on convenience, security, and usage scenarios.

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For those seeking seamless spending of crypto, is recommended. This platform prioritizes convenience, allowing users to transact with XRP effortlessly. The CryptoWallet card lets you spend 800+ crypto directly from your wallet with real-time conversion. 

When security is paramount, especially for long-term storage, a hardware wallet like the Trezor Model T is a solid choice to store XRP. Cold Ripple wallets store private keys offline, minimizing exposure to online threats. This type of wallet is ideal for users who prioritize the highest level of security, particularly when holding XRP for an extended period.

trezor cold wallet

For daily use and trading purposes, software wallets (for desktop or mobile) strike a balance between security and convenience. Trust Wallet is one of the best XRP wallets for mobile provided by reputable exchanges. These wallets offer flexibility for users engaged in frequent transactions and trading activities.

When making a decision, it’s crucial to prioritize wallets with robust security features, such as two-factor authentication and encryption. Additionally, considering the reputation of wallet providers and their history of security and positive user experiences is essential. Backup and recovery options should also be carefully evaluated to ensure the safety of XRP holdings in case of device loss or failure.

XRP Wallet FAQs

What is a Ripple Wallet?

A Ripple wallet is a digital wallet designed for the storage, management, and transfer of XRP, the native cryptocurrency of the Ripple network. XRP wallets, like other cryptocurrency wallets, come in various forms, each offering different features and levels of security. 

Types of Ripple Wallets:
Software Wallets: These are applications or programs that users can install on their computers or mobile devices. Examples include mobile wallets, desktop wallets, and web wallets.

Hardware Wallets: These are physical devices or “cold Ripple wallets” designed to securely store private keys offline. Cold XRP wallets are considered more secure as they are less susceptible to online hacking attempts.

Paper Wallets: A paper wallet involves printing or writing down the public and private keys on a physical document. It is a form of cold storage but requires careful handling to prevent physical damage.

How to Buy Ripple (XRP) Coin?

The first step in purchasing XRP is to look for exchanges that have it listed. XRP can be purchased on exchanges like Binance, Huobi, Etoro, and Buying XRP is comparable to buying other cryptocurrencies. To begin, you must first open an account with your preferred exchange. Know Your Customer (KYC) verification is required for the majority of centralised exchanges. This usually entails presenting identification documentation. A copy of your driver’s licence or a scan of your passport may suffice.

The following step is to deposit either supported fiat currency or cryptocurrencies such as USDT, BTC, or ETH. This entails transferring funds from an existing platform to your XRP-supporting exchange account or depositing cash via bank transfer. Following your deposit, you can proceed to the exchange’s dashboard to purchase XRP.

Once you’ve purchased XRP, you may want to move it to a software or hardware wallet to keep it safe. is one of the best XRP wallets available, and it also includes an exchange where you can buy and store crypto assets.

How to Create a Ripple Wallet?

How you create a Ripple wallet depends on the type of wallet you want to use. Hardware wallets and software wallets will involve a different process to set up. 

To create a hardware wallet, you’ll need to purchase a physical device which stores your keys. This can be ordered online and may take a while to arrive. They are much more expensive than software wallets and must be connected to an online device such as a computer to set up and use. Once connected, they will normally prompt a setup wizard that will guide you through the creation of your Ripple wallet.

Software wallets are much more convenient to set up. Self-custody wallets (where you control your keys) can be set up through an app or browser extension like MetaMask. You will be solely responsible for managing your keys.

Most custodial wallets involve registering an account on a platform, such as a cryptocurrency exchange, and following the steps shown. With, creating a Ripple Wallet takes a matter of minutes. Then you can use fiat money to buy XRP tokens using a bank card or wire transfer. You can easily access your keys through your account.

What Wallets Support XRP?

Numerous crypto wallets extend support for XRP, allowing users to store this digital asset alongside others. However, not all wallets provide extensive features to maximize the functionality of XRP funds. In contrast, exclusive wallets like XUMM are purpose-built by Ripple to cater specifically to XRP tokens.

While many multi-currency wallets accommodate XRP storage, their offerings may not fully exploit the potential of your XRP holdings. On the other hand, dedicated solutions like XUMM are intricately designed to support the XRP Ledger comprehensively. Notably, XUMM goes beyond mere storage by enabling users to connect with xAPPS.

XUMM’s unique feature set allows users to interact with tools and applications developed by other creators directly from Xaman. This creates a dynamic ecosystem where users can explore a diverse collection of xApps crafted by third-party developers, unlocking additional features of the XRP Ledger. With XUMM, the XRP experience extends beyond basic storage, opening up a realm of possibilities through seamless integration with a variety of innovative tools and applications.

You can choose from a wide range of hardware, web, mobile, or desktop wallets. Hardware XRP wallets are typically a device like a USB device that plugs into a computer. Web wallets make funds accessible through any web browser, mobile wallets are phone apps, and desktop wallets are apps for a laptop or desktop computer.

How many XRP wallets are there?

There are a wide variety of XRP wallets available. This includes both software wallets which run on your computer or phone, and hardware wallets which typically use a dedicated device not connected to the internet. Each of these wallets has a varying degree of features and security. is a mobile wallet which aims to provide the best of all worlds in terms of features, security, and ease of use for XRP and other cryptocurrency users. In addition to being a wallet it also provides one of the easiest and best exchanges for hundreds of cryptos like Ripple, Bitcoin, Ethereum, Litecoin and Tether (USDT), so you can buy and store your crypto assets in the same platform.  

Unlike most other wallets, even allows you to spend your XRP anywhere that accepts debit card payments, due to the upcoming crypto card launching in 2023! Join the whitelist for a crypto card here.

Hardware wallets or “cold wallets” that support Ripple (XRP) include Ledger and Trezor. However, cold Ripple wallets are not ideal for someone who regularly uses their crypto and in many cases are difficult and inconvenient to use. For most people, we believe will provide the best support and features for Ripple users.

What is the Best XRP Wallet for Beginners?

Setting up a XRP wallet and trading tokens can be a confusing process for beginners. Many exchanges can be difficult to navigate. To use these exchanges you may have to connect your wallet using your wallet keys or transfer tokens into the exchange.

Self-custody wallets give you complete control over your keys but if you lose access your funds may be irretrievable. As a result, custodial wallets are often more suitable for beginners as the exchange manages your keys. 

If you’re looking for a Ripple wallet that is ideal for beginners, offers a streamlined but versatile custodial wallet that supports XRP tokens. The wallet is also integrated with our cryptocurrency exchange so you can easily trade tokens without any complicated steps. 

Creating a crypto wallet on takes only a few moments and you’ll be guided through the entire process when you open an account. You can buy, trade and store Ripple tokens all through our platform.

Where to store XRP?

Securing your XRP holdings involves choosing an appropriate storage solution based on your preferences, security needs, and usage patterns. Various types of wallets cater to different requirements, each offering a unique set of advantages.

Hardware wallets, like the Trezor Model T, are physical devices designed for offline storage of private keys. These wallets provide enhanced security by keeping the keys isolated from online threats. Ideal for long-term storage, they are recommended for users who prioritize the highest level of security.

What is a Ripple Wallet address?

A Ripple wallet address is a cryptographic identifier or “public address” associated with a user’s Ripple (XRP) wallet. It serves as a destination for receiving XRP transactions and is used in the Ripple network to uniquely identify a specific wallet. The structure of a Ripple wallet address is composed of a combination of letters and numbers.

Key points about a Ripple wallet address:

Public Key: The Ripple wallet address is derived from the public key of the wallet. The public key is a cryptographic key that can be shared openly and is used by others to send XRP to the wallet.

Destination Tag (Optional): In addition to the public key, some Ripple wallet addresses include an optional element known as a “Destination Tag.” This tag helps exchanges and services distinguish between different users sharing the same public key. It is crucial to include the correct Destination Tag when receiving XRP to ensure that the funds are correctly credited to the intended recipient.

Example Format: A Ripple wallet address typically looks like a string of letters and numbers. For instance, it might resemble this format: rXXXXXXXXXXXXXXXXXXXXXXXXX, where the “r” indicates it’s an XRP address, and the following characters represent the unique identifier.

Security: While the public key (address) is shareable, the private key (associated with the wallet) must be kept confidential. The private key is used to sign transactions and proves ownership of the XRP funds in the wallet.

Is XRP wallet safe?

The safety of an XRP wallet depends on the type of wallet and the security practices employed by the user. Here’s an overview of the safety considerations for different types of XRP wallets:

Hardware wallets or cold Ripple wallets, such as Ledger Nano X or Trezor Model T, are generally considered one of the safest options for storing XRP. They store private keys offline, providing enhanced security and protection from online threats. As long as the user follows best security practices, such as keeping the recovery seed secure and updating the device firmware, hardware wallets offer a high level of safety.

Software wallets, whether desktop or mobile, are convenient but may vary in terms of security. Reputable wallets, like Coinomi or Exodus, implement security features such as encryption and two-factor authentication. However, the security of a software wallet can be influenced by factors like the device’s security, the strength of passwords, and the user’s adherence to security guidelines.

What is the best hardware wallet for Ripple?

Ripple can be stored in a variety of hardware wallets. A hardware wallet (also known as a cold wallet) is a secure hardware device that stores a user’s private keys (a critical piece of data required to approve outbound transactions on the blockchain network).

The Ledger Nano X is one of the best hardware wallets available. Over a thousand cryptocurrencies, including XRP, are supported by the wallet. Although it is slightly more expensive because it is designed for more advanced users. The Trezor Model T and Nano S are also suitable for beginners and support a variety of crypto assets. These wallets are extremely safe and efficient. With the above considerations in mind, you can also DYOR and settle for any of the wallets listed above that meet the criteria.

Read more: Best Bitcoin Wallet, Best USDT Wallet, Best Litecoin Wallet, Best Ethereum Wallet

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Mohammad Humaid

Mo is an accomplished content marketer with expertise in Fintech, Blockchain, Web3, and SaaS. His professional journey includes a notable stint at Wise (formerly TransferWise) expanding the brand's footprints within European market. Presently, Mo is deeply engaged in shaping the vision of CryptoWallet, with the goal of making cryptocurrencies easily accessible and seamlessly integrated into everyday financial transactions.