Top 10 Best Ripple (XRP) Wallets in 2022

If you’re going to buy and store Ripple, it’s best to research the different wallet options available before making a decision. In 2022, there are more Ripple wallets than ever before! The trick is to go with a solution you know is safe, effective, and loaded with useful features that make your user experience a pleasant one. We’ve selected a number of wallets that we think fit the bill — let’s take a look!

What is the Best Ripple Wallet For Beginners?

Ripple is a popular coin, and you should choose a good wallet rated highly for security, functionality, and ease of use when storing it. We’ve made a complete guide of great XRP wallets for you to consider.

Related: Best Bitcoin Wallets

What is a Ripple Wallet?

A Ripple wallet is usually a piece of software that stores the data you need to access your Ripple (XRP) funds. This data consists of a private key, like a password, and a wallet address or public key, like an account number.

How to Create a Ripple Wallet

How you create a Ripple wallet depends on the type of wallet you want to use. Hardware wallets and software wallets will involve a different process to set up. 

To create a hardware wallet, you’ll need to purchase a physical device which stores your keys. This can be ordered online and may take a while to arrive. They are much more expensive than software wallets and must be connected to an online device such as a computer to set up and use. Once connected, they will normally prompt a setup wizard that will guide you through the creation of your Ripple wallet.

Software wallets are much more convenient to set up. Self-custody wallets (where you control your keys) can be set up through an app or browser extension like MetaMask. You will be solely responsible for managing your keys.

Most custodial wallets involve registering an account on a platform, such as a cryptocurrency exchange, and following the steps shown. With CryptoWallet, creating a Ripple Wallet takes a matter of minutes. Then you can use fiat money to buy XRP tokens using a bank card or wire transfer. You can easily access your keys through your account.

Why Invest in a Ripple Wallet?

Choosing a wallet isn’t just a formality. This is the method with which you’ll store your funds, and it’s the last line of defense against hackers or accidental loss. It’s important that you’re aware of the different options out there before placing Ripple in a wallet for safekeeping.

Best Ripple Wallets: What’s Your Choice?

You can choose from a wide range of hardware, web, mobile, or desktop wallets. Hardware wallets are typically a device like a USB device that plugs into a computer. Web wallets make funds accessible through any web browser, mobile wallets are phone apps, and desktop wallets are apps for a laptop or desktop computer.

Many cryptocurrency wallets offer support for more than one type of physical device or platform. Some wallets only store one currency, and have no added features, while others have a host of functions. It’s very important that you choose a wallet with strong security features like 2-factor authentication (which requires you to confirm all transactions through a code sent to your app, email address, or phone number) or multi-sig.

Best Ripple Wallets: What’s Your Choice?

You can choose from a wide range of hardware, web, mobile, or desktop wallets. Hardware wallets are typically a device like a USB device that plugs into a computer. Web wallets make funds accessible through any web browser, mobile wallets are phone apps, and desktop wallets are apps for a laptop or desktop computer.

Many cryptocurrency wallets offer support for more than one type of physical device or platform. Some wallets only store one currency, and have no added features, while others have a host of functions. It’s very important that you choose a wallet with strong security features like 2-factor authentication (which requires you to confirm all transactions through a code sent to your app, email address, or phone number) or multi-sig.

Best App to Buy Ripple

There are several cryptocurrency exchanges that let you buy Ripple (XRP) using their mobile apps. These include Binance, Huobi Global, CryptoWallet and Gate.io. These mobile apps can vary in complexity so if you’re a beginner or novice, it’s important to find an app that makes buying and trading Ripple tokens simple.

It’s important to note that many of these exchanges and apps currently do not support buying Ripple in the United States in response to an ongoing investigation by the SEC. The best cryptocurrency exchange for Ripple will be one that supports XRP tokens in your area. 

Some platforms, like Exodus, offer a crypto-only mobile app that supports buying XRP tokens. This means you’ll need to trade another cryptocurrency for Ripple tokens. You cannot use fiat money to buy any cryptocurrency on these exchanges. 

Using the CryptoWallet mobile app, you can buy XRP wherever you are using a credit or debit card. Our streamlined mobile app makes it easy to trade XRP with other cryptocurrencies like BTC, LTC, ETH and USDT. 

The CryptoWallet Ripple wallet is integrated with the mobile app which means you won’t have to worry about keys or transferring funds out of the exchange to another wallet. For these reasons, we believe CryptoWallet’s mobile app is one of the best options to buy Ripple tokens.

Our List of Wallets

Check out our comprehensive guide of wallets for 2022. Here are the best Ripple wallets detailing their features and advantages:

2 Ledger Nano X

Ledger’s Nano X is a hardware wallet that supports over 1,000 cryptocurrencies, including XRP.

  • Type of wallet: Hardware
  • Purchase cost: £109
  • Own exchange incorporated: No
  • Ease of Use: Advanced

Pros (What We Like)

The Ledger Nano X is security-focused, keeping funds offline in “cold storage.” This method makes it very difficult for hackers to remotely access funds. You can interface hardware wallets with your computer to start sending and receiving digital currency.

Cons (What We Don’t Like)

Hardware wallets relatively expensive, and the setup process is more complicated than with web or mobile wallets. Often, the process of transferring currencies takes more time than with online wallets, making hardware solutions unsuitable for quick trading.

3 Trezor Model T

Trezor is another hardware wallet that stores funds offline.

  • Type of wallet: Hardware
  • Purchase cost: £169
  • Own exchange incorporated: No
  • Ease of Use: Advanced

Pros (What We Like)

Storing funds offline keeps adds a layer of security between hackers and funds, reducing the security risk of holding funds. Unlike other offline wallets like paper wallets (cryptographic keys written on a piece of paper), online wallets connect funds directly to your computer device. Trezor also offers cheaper options similarly priced to the Nano X by Ledger.

Cons (What We Don’t Like)

If you lose or destroy the wallet, you’ll need to have your recovery phrase stored safely for the recovery option, otherwise all funds will be lost. You can’t use Trezor to spend crypto assets on most goods or services in the real world. It doesn’t necessarily have a simple interface compared to most “hot wallets” or online software wallets, and beginners may find navigating it to be a confusing process.

4 KeepKey

KeepKey is an offline hardware wallet for cryptocurrencies including Ripple.

  • Type of wallet: Hardware
  • Purchase cost: £35
  • Own exchange incorporated: No
  • Ease of use: Intermediate

Pros (What We Like)

KeepKey is currently the most affordable Ripple hardware wallet on the market. While there’s no built-in exchange, the wallet is partnered with the Shapeshift exchange and integrates with the platform easily, making trading relatively straightforward. Like most hardware devices, it’s a secure wallet.

Cons (What We Don’t Like)

KeepKey has fewer supported currencies than the thousands on offer by Ledge and Trezor, with under ten high-cap currencies and some ERC-20 tokens as well. Seeing as the wallet has no other features, such as a cryptocurrency wallet card or banking wallet services, this is a fairly limited option.

5 Edge Wallet

Edge is a multi-currency software wallet provider with several added features.

  • Type of wallet: Software
  • Purchase cost: Free
  • Own exchange incorporated: Yes
  • Ease of use: Easy

Pros (What We Like)

Edge has a built-in exchange allowing platform users to trade its eight supported currencies. Edge does not hold user keys, appealing to some users, and the app comes with FaceID and TouchID login with an intuitive interface.

Cons (What We Don’t Like)

Edge doesn’t offer any services beyond the scope of holding and trading a handful of currencies. Users can buy crypto, but they can’t actually spend it on most goods or services directly.

6 Exodus

Exodus is a versatile desktop cryptocurrency wallet and exchange platform for a range of cryptocurrencies.

  • Type of wallet: Desktop, mobile
  • Purchase cost: Free
  • Own exchange incorporated: Yes
  • Ease of use: Easy

Pros (What We Like)

Exodus allows users to create crypto wallets for many different cryptocurrencies, including Ripple. Users can also enjoy customer support and a built-in exchange for trading.

Cons (What We Don’t Like)

The exchange doesn’t support fiat currencies, making the option to trade limited to crypto only. The wallet is also lacking in security features like 2-factor authentication.

7 GateHub

GateHub is a web wallet built in 2014 to support XRP only before expanding to other coins.

  • Type of wallet: Mobile, web
  • Purchase cost: Free
  • Own exchange incorporated: Yes
  • Ease of use: Intermediate

Pros (What We Like)

GateHub’s built-in exchange supports fiat currencies as well as crypto, unlike most wallet exchanges. The wallet was originally built for XRP specifically but expanded to support 7 other cryptos.

Cons (What We Don’t Like)

In 2017, GateHub was hacked with 80 – 90 users affected. GateHub refused to refund users, stating that only personal accounts were affected and thus users were responsible for the losses.

8 Atomic Wallet

Atomic Wallet is a multi-currency wallet for desktop and mobile devices.

  • Type of wallet: Desktop wallet, mobile
  • Purchase cost: Free
  • Own exchange incorporated: Yes (atomic swaps)
  • Ease of use: Easy

Pros (What We Like)

Users can store hundreds of different digital assets and trade them using atomic swaps or on-chain swaps within the app.

Cons (What We Don’t Like)

The wallet doesn’t come with any additional services such as banking services, nor does it support fiat currencies, making its use limited to the crypto markets only. There’s no customer support or 2-factor authentication security.

9 Guarda

Guarda is a multi-currency wallet for Ripple and other currencies available on web, mobile, and desktop.

  • Type of wallet: Web, mobile, desktop
  • Purchase cost: Free
  • Own exchange incorporated: Yes
  • Ease of use: Easy

Pros (What We Like)

Guarda allows users to store funds on a variety of platforms. Unlike most non-custodial wallet types, Guarda offers customer support to its users, and the app supports Ripple among other currencies. There is an exchange allowing crypto trading.

Cons (What We Don’t Like)

The solution is still fairly basic, lacking in additional services such as fintech or banking products. There is no debit card, IBAN, or affiliate program. The exchange does not support fiat.

10 CoinPayments

CoinPayments is a wallet and payment provider that supports 1,900 altcoins and ERC20 tokens.

  • Type of wallet: Mobile, web
  • Purchase cost: Free
  • Own exchange incorporated: Yes

Pros (What We Like)

CoinPayments supports a huge variety of tokens with 1,900 and counting to choose from. The company also creates widgets to integrate crypto payments for certain online merchants, a major plus for those wishing to spend their crypto as real money.

Cons (What We Don’t Like)

While CoinPayments allows certain merchants to accept crypto, the onus is on the merchant rather than the customer. It’s not possible to spend crypto at any store or on any product that you choose with this option. CoinPayments doesn’t offer other banking features like a debit card, and it suffered a major security breach in 2017.

Best Crypto Wallet for XRP

The best crypto wallet for XRP will depend on your own individual needs. Each crypto wallet will offer different features, so it’s important to shop around for the perfect solution. Some investors will look for the most secure option available, while others will prioritize convenience and ease-of-use. We’ve reviewed the top 10 Ripple wallets on the market below, to help you make your choice.

If you’re looking for the most secure option, a hardware wallet would be ideal. However, these can be complicated to set up for beginners and they can be quite expensive. They also must be connected to an online device like a computer to use fully which can be inconvenient.

Software wallets are much more convenient, but are more susceptible to being hacked. At CryptoWallet, we don’t believe you should have to sacrifice security for convenience. That’s why we’ve assured any funds held in our easy-to-use crypto wallet. So you can buy and store XRP with peace of mind that your funds are protected. 

The CryptoWallet wallet lets you store the 5 largest cryptocurrencies by market cap, including Ripple, which makes it a versatile multi-currency choice. We also offer a crypto card so you can spend your XRP at stores worldwide.

What is the Best Crypto Wallet for Beginners?

Setting up a crypto wallet and trading tokens can be a confusing process for beginners. Many exchanges can be difficult to navigate. To use these exchanges you may have to connect your wallet using your wallet keys or transfer tokens into the exchange.

Self-custody wallets give you complete control over your keys but if you lose access your funds may be irretrievable. As a result, custodial wallets are often more suitable for beginners as the exchange manages your keys. 

If you’re looking for a crypto wallet that is ideal for beginners, CryptoWallet offers a streamlined but versatile custodial wallet that supports XRP tokens. The CryptoWallet wallet is also integrated with our cryptocurrency exchange so you can easily trade tokens without any complicated steps. 
Creating a crypto wallet on CryptoWallet takes only a few moments and you’ll be guided through the entire process when you open an account. You can buy, trade and store Ripple tokens all through our mobile app.

Ripple Wallet FAQs

We’ve created a shortlist of the most commonly-asked questions about Ripple wallets.

What wallet supports Ripple?

There are many wallets that support XRP (Ripple). These include both mobile wallets and hardware wallets. Which one is the best Ripple wallet for you will depend on your particular needs and whether you want a mobile wallet or a hardware (offline) wallet. 

Mobile XRP wallets are meant to be functional, convenient and easy to use. Ideally, mobile wallets should allow you to buy, sell and trade your XRP with ease. 

CryptoWallet is a great choice for a mobile wallet that supports XRP and other top cryptocurrencies (BTC, ETH, LTC & USDT). It provides an exchange to buy, sell and trade Ripple and these other cryptocurrencies, as well as a native wallet to hold your assets, all within the CryptoWallet app. 

CryptoWallet also supports payments with XRP and other top cryptocurrencies, which is a true gamechanger. Via their CryptoWallet debit card, you can spend XRP and other top cryptocurrencies anywhere that accepts debit cards. 

If you are going to use an online Ripple wallet then wallet security should be at the top of your priority list. Security is a major focus of the CryptoWallet team and all funds are custodied and insured by BitGo, a leader in digital asset security and insurance.

How many XRP wallets are there?

There are a wide variety of XRP wallets available. This includes both software wallets which run on your computer or phone, and hardware wallets which typically use a dedicated device not connected to the internet. Each of these wallets has a varying degree of features and security.

CryptoWallet is a mobile wallet which aims to provide the best of all worlds in terms of features, security, and ease of use for XRP and other cryptocurrency users. In addition to being a wallet it also provides one of the easiest and best exchanges for Ripple, Bitcoin, Ethereum, Litecoin and Tether (USDT), so you can buy and store your crypto assets in the same app.  

Unlike most other wallets, CryptoWallet even allows you to spend your XRP anywhere that accepts debit card payments, due to their innovative crypto debit card. You can also rest easy knowing that while your XRP is stored in your CryptoWallet it is insured and protected by BitGo, a global leader in digital asset protection. So your funds are always safe. 

Hardware wallets that support Ripple include Ledger and Trezor. However, hardware wallets are not ideal for someone who regularly uses their crypto and in many cases are difficult and inconvenient to use. For most people, we believe CryptoWallet will provide the best support and features for Ripple users.

Where to store XRP?

You should store your XRP in a trustworthy crypto wallet that is compatible with Ripple.  

Storing Ripple is similar to storing other cryptocurrencies.  A Ripple wallet holds your private key which is a unique and private code that signifies to the Ripple blockchain that you are the true owner of your XRP tokens. This private key must never be shown to anyone who you do not want to have access to your funds.

The private key stands in contrast to your public key, which is a string of numbers or digits (also called an address) which can be shared freely and allows anyone to send you XRP. Every private key has a corresponding but different public key.

The best software wallets will abstract away much of the complexity involved in storing private and public keys for you, while still guaranteeing top-notch security. 

CryptoWallet, for example, allows you to buy, sell, store and even spend XRP, plus other major cryptocurrencies, all within our easy-to-use mobile app. All funds stored in CryptoWallet are also insured by BitGo, a leader in the digital asset protection industry, so your funds are never at risk. 

CryptoWallet also supports other major cryptocurrencies like Bitcoin, Ethereum, Litecoin and Tether. You can get started by downloading the CryptoWallet app from the app store on your phone.

What kind of Ripple wallets are there?

Ripple can be stored on “hot wallets,” meaning online solutions such as web, desktop and mobile wallets. It can also be stored on “cold wallets,” such as hardware and paper wallets that store funds offline.

All types of wallets are simply a way of accessing the data required to transfer your XRP funds on the Ripple blockchain.

Don’t forget to check out our reviews for the best Bitcoin, Ethereum, Litecoin, and Tether wallets of 2022 as well!

Is XRP wallet safe?

Some XRP wallets are very safe, while others may not be. The level of safety depends on which XRP wallet you use.  

Regardless of which wallet you choose, it is important for you to do your own research to make sure that the wallet provider in question is reputable, trustworthy, and actively taking measures to secure your XRP. 

If you are looking for the best wallet to store XRP safely, you should consider CryptoWallet. CryptoWallet is highly protected and secured by BitGo, a licensed custodian by the South Dakota, U.S. division of banking. BitGo provides institutional-grade protection for your funds.

Security breaches in the cryptocurrency space can often be easily avoided. For example, implementing 2FA (two-factor-authentication) can significantly reduce the risk of fund loss by blocking transactions until you have entered a code sent to your email or phone. CryptoWallet incorporates 2FA and other security best practices into its app for increased safety. 

CryptoWallet isn’t just to store your funds though, you can also spend your XRP (and other major cryptocurrencies like BTC, ETH, LTC & USDT) safely anywhere that accepts debit cards with the unique CryptoWallet debit card. To get started you can download the CryptoWallet app which is conveniently located on both the Apple and Android app stores.

Does Ledger Nano X support XRP?

Yes, the Ledger Nano X does support XRP. 

If you are looking to store your Ripple for a long period of time and don’t need to access it you may want to consider using a hardware wallet, such as the Ledger Nano X. 

Hardware (or offline) wallets are small devices which store your private keys offline, only connecting to the internet when plugged into a computer, which adds an extra layer of security. 

Before you store Ripple in an XRP offline wallet like the Ledger Nano X, you will need to buy ripple online from a cryptocurrency exchange. 

CryptoWallet’s exchange provides one of the safest and easiest options to purchase XRP (and other major cryptocurrencies like BTC, ETH, LTC and USDT) and send it straight to your hardware wallet for storage, directly in the CryptoWallet app. Should you ever want to spend or sell your XRP, you can easily add it back onto the CryptoWallet app from your hardware wallet. You can also use your CryptoWallet debit card to spend XRP anywhere that accepts debit cards. 

CryptoWallet is also a very secure option, should you choose to keep your XRP stored online so that you will have easy access to them. You can rest easy knowing that CryptoWallet is fully-encrypted and secured by BitGo, a leader in digital asset protection.

What is the best crypto wallet for Beginners?

Setting up a crypto wallet and trading tokens can be a confusing process for beginners. Many exchanges can be difficult to navigate. To use these exchanges you may have to connect your wallet using your wallet keys or transfer tokens into the exchange.

Self-custody wallets give you complete control over your keys but if you lose access your funds may be irretrievable. As a result, custodial wallets are often more suitable for beginners as the exchange manages your keys. This way, in the case of an emergency, you can regain access to your account.

If you’re looking for a crypto wallet that is ideal for beginners, CryptoWallet offers a streamlined but versatile custodial wallet that supports XRP tokens. Your XRP tokens will be assured by itGo which gives you peace of mind that your funds are safe.

The CryptoWallet wallet is also integrated with our cryptocurrency exchange so you can easily trade tokens without any complicated steps. Creating a crypto wallet on CryptoWallet takes only a few moments and you’ll be guided through the entire process when you open an account. You can buy, trade and store Ripple tokens all through our mobile app.

Ripple Wallet App

With CryptoWallet, you can trade Ripple or spend it in stores using the crypto debit card!

The app is secured by digital asset protector BitGo, an industry leader in asset protection.

Download Our App Today and Get Started!
Ripple Wallet App